Financial Advisor In Newport Beach, CA

Onitus Capital is a registered investment adviser on West Coast Highway, working with individuals, families, and business owners across Newport Beach and Orange County.

Request A Financial Planning Consultation Or call (949) 763-4114
FiduciaryRegistered Investment Adviser
CFP® LedSeries 7, 65, 63
Newport BeachWest Coast Hwy office
Orange CountyServing communities countywide

Working With A Financial Advisor In Newport Beach

Most people who call us are not looking for a product. They are looking for someone to sit across from them, understand what they have built, and say plainly what should happen next. That is the work: a small number of decisions, made in the right order, with someone accountable for following them through.

Onitus Capital, LLC is an independent registered investment adviser with an office in Newport Beach. We work with individuals, families, and business owners throughout Orange County, in person at our office or by video when that is easier. As your investment adviser, our advisory recommendations are made in your best interest.

What Changes When You Work With An Advisor

Plenty of capable people manage their own finances well enough. What an advisory relationship adds is sequence, accountability, and a second set of eyes on the decisions that are expensive to get wrong.

Decisions Stop Being Made One At A Time

A rollover, a property sale, a change in income, a new beneficiary. Handled separately, each looks simple. Handled together, the order you take them in often determines what the year costs you.

Someone Owns The Follow Through

Plans rarely fail at the strategy stage. They fail at the paperwork, the transfer that never completed, the beneficiary form that was never updated. We track those items and close them.

The Local Picture Is Part Of The Plan

Property values, business ownership, and equity compensation show up often in Orange County households. Those details shape the plan rather than sitting alongside it.

You Get A Plan You Can Explain

If you cannot describe your own strategy to your spouse in a few sentences, it is unlikely to survive a stressful market. Clarity is a feature of the plan, not a nice extra.

How We Help Newport Beach Clients

Six areas of work, one relationship. Each summary below links to the page that covers it in full.

Investment Management

Portfolios built to a stated objective and reviewed on a schedule, with allocation, cost, and tax location considered together.

Learn More About Investment Management

Retirement Planning

What you can spend, which accounts to draw from first, and when to claim Social Security, modeled before you need the answer.

Learn More About Retirement Planning

Tax Planning Strategies

Bracket management, gain realization, and charitable timing worked out during the year, in coordination with your CPA.

Learn More About Tax Planning Strategies

Estate Planning

Titling and beneficiary designations reviewed against your intentions, coordinated with the attorney who drafts the documents.

Learn More About Estate Planning

Life Insurance Planning

Existing policies reviewed against what your family and estate plan need. Insurance is offered through Onitus Insurance Agency, LLC, an affiliated agency.

Learn More About Life Insurance Planning

Employee Group Benefits

For business owners: group benefits and company retirement plans reviewed on behalf of the employer and the people on the plan.

Learn More About Employee Group Benefits

What You Can Expect From Working With Us

Choosing an adviser is a decision about whom to trust with the things you have spent a career building. These are the four commitments we make at the start of every relationship, and they are the ones we expect to be held to.

We are an independent registered investment adviser on West Coast Highway in Newport Beach, and we meet clients across Orange County face to face.

  • One Person Who Knows Your File

    You work with the adviser who built your plan. Questions do not get routed through a service desk, and context does not have to be re-explained each year.

  • Credentialed Planning

    CERTIFIED FINANCIAL PLANNER™ professional credentials, with Series 7, 65, and 63 registrations and California Life, Health, and Accident and Property and Casualty licensing.

  • Independent By Structure

    No proprietary fund family and no parent institution setting a product agenda. As your investment adviser, our advisory recommendations are made in your best interest.

  • Plain Answers On Compensation

    Before you decide anything, you will know how the recommendation in front of you is paid for: an advisory fee through the firm, or a commission through our affiliated insurance agency.

Kyle Soucy, CFP, Managing Member and Chief Compliance Officer at Onitus Capital

Kyle Soucy, CFP®

Managing Member

Kyle is an Economics graduate of the University of Connecticut and has worked across a range of financial firms specializing in strategic and active asset management as well as privately held investments. As a Regional Vice President for a Boston based asset management firm, he worked with hundreds of financial advisors on how to invest client assets against their stated goals. He founded Onitus Capital to do that work directly, one household at a time, from Newport Beach.

CFP®, Series 7, 65, 63, CA Life/Health/Accident, CA Property and Casualty

Read Kyle Soucy's Full Bio

Areas We Serve

We work from one office, at 2901 West Coast Hwy in Newport Beach, and meet clients in person throughout Orange County. Mail and correspondence go to our Birch Street address. If you are weighing a broader engagement, our Newport Beach investment management page covers how portfolios are built and managed.

Physical Address

Onitus Capital, LLC
2901 West Coast Hwy, Suite 200
Newport Beach, CA 92663

Mailing Address

Onitus Capital, LLC
3857 Birch St, Ste 5059
Newport Beach, CA 92660
(949) 763-4114
Monday to Friday, 8:00 AM to 5:00 PM
Saturday and Sunday by appointment

Communities We Work With

  • Newport Beach
  • Corona del Mar
  • Newport Coast
  • Costa Mesa
  • Irvine
  • Tustin
  • Laguna Beach
  • Laguna Niguel
  • Aliso Viejo
  • Huntington Beach
  • Santa Ana
  • Orange

Do not see your community? Request a consultation and we will tell you plainly whether we are the right fit. We also work with clients in other states where the firm is registered or exempt from registration.

Start A Conversation With A Newport Beach Financial Advisor

The first meeting is a conversation, not a pitch. You describe what you have and what you are trying to do, we tell you what we would look at first, and you decide from there whether it is worth continuing.

Request A Consultation Prefer to talk now? Call (949) 763-4114

Frequently Asked Questions

What does a financial advisor in Newport Beach do?

A financial advisor helps you set objectives, then builds and maintains the plan that reaches them. In practice that means portfolio management, retirement income planning, tax aware decision making, insurance review, and coordination with your CPA and attorney. At Onitus Capital that work is ongoing rather than a single document you receive once.

How is Onitus Capital compensated?

Onitus Capital, LLC is a registered investment adviser, and advisory services are provided for a fee. Insurance products and services are offered separately through Onitus Insurance Agency, LLC, an affiliated agency under common ownership, which may involve commissions. We explain how any specific recommendation is compensated before you decide to move forward.

How do I know whether an advisor is the right fit?

Ask how the person is paid, who you will work with day to day, and what happens between review meetings. Then judge whether the answers are specific. An initial conversation costs you an hour, and it is usually enough to tell whether the working relationship makes sense.

Who does Onitus Capital typically work with?

We work with individuals, families, and business owners in Newport Beach and the surrounding Orange County communities. Common situations include preparing for retirement, managing a concentrated position or a business sale, and reviewing an employer's group benefits and company retirement plan.

Where is your Newport Beach office, and can we meet remotely?

Our office is at 2901 West Coast Hwy, Suite 200, Newport Beach, CA 92663, and our mailing address is 3857 Birch St, Ste 5059, Newport Beach, CA 92660. We meet clients in person there and throughout Orange County, and we hold review meetings by video or phone when that is more convenient.